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MacroSpark Labs

Loan / EMI Calculator

Calculate the monthly EMI, total interest, and full amortization schedule for a loan given principal, interest rate, and tenure.

Loan amount

Annual interest rate

9%

Loan tenure

15 yrs

Figures are computed live from the inputs above using the standard EMI amortization formula — for illustration, not financial advice.

Monthly EMI₹25,357
Total Interest Payable₹20,64,200
Total Payment₹45,64,200
Principal₹25,00,000

Outstanding Balance Over Time

₹-2,00,000₹5,25,000₹12,50,000₹19,75,000₹27,00,00003691215
Outstanding Balance