MacroSpark Labs

Budget Planner

Allocate monthly income across needs, wants, and savings, compare against the 50/30/20 rule, and see your monthly and annual surplus.

Monthly income

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Expense categories

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Figures are computed live from the income and categories above — for illustration, not financial advice.

Monthly Surplus / Deficit₹17,000

Total Allocated₹43,000

Recommended Savings (20%)₹12,000

Projected Annual Savings₹2,04,000

Your Allocation vs the 50/30/20 Rule

Your categories (₹43,000)

Rent — 42%

Groceries — 19%

Transport — 9%

Entertainment — 7%

Savings — 23%

Recommended 50/30/20 split (₹60,000)

Needs (50%) — ₹30,000

Wants (30%) — ₹18,000

Savings (20%) — ₹12,000